Fee schedules checked on

Buying a car · 50 states and DC

Out-the-door price calculator

The out-the-door price is the only number that matters at signing: everything you owe, government fees included.

Built by Radif Partners · How the fees are calculated · Editorial policy

Local tax and county fees follow your home address.

Vehicle
Bought from

The agreed price of the car, before trade-in.

California taxes the full price anyway.

On the door-jamb sticker or the window sticker; weight sets the fee in many states.

capped at $85 in California

Used only where the state taxes or registers on MSRP.

Local tax rate override
Use my own local rate

California local range: 0.00% to 3.75%.

Out-the-door price · California

$39,249

Due at purchase $4,249 · out the door $39,249

Then about $478 a year to renew.

Fee breakdown
Sales/use tax (10.25%)$3,596.21
Reflectorized plate fee$1.00
Registration fee (includes $3 alternative fuel/technology fee)$76.00
California Highway Patrol fee$34.00
County and district fees (Los Angeles County)$11.00
Vehicle license fee (0.65% of $35,100)Based on the price you pay, even for a used car: the schedule restarts at each change of owner.$228.00
Transportation improvement fee$198.00
Smog abatement fee (no smog check for the first eight model years)$20.00
Dealer documentation fee (capped at $85)$85.00

DMV and California Department of Tax and Fee Administration (CDTFA) schedules read on 2026-10-11. Some lines have no single official amount and are listed apart. How this is calculated.

Out-the-door price$39,249

The out-the-door price is the agreed price of the car plus the purchase tax, the title, the plates and registration, any county fees, inspection and EV charges collected at purchase, and the dealer's documentation fee, minus the trade-in. For a $35,000 car with no trade-in, it ranges from $35,265 in Alaska to $39,714 in Washington, so the same sticker can mean very different checks depending on where the car is registered. Asking for the out-the-door price in writing, before talking about monthly payments, is the simplest way to compare two dealers. This calculator builds it from the state's own fee schedule; 10 jurisdictions cap the documentation fee by law, and the calculator uses that cap unless you type the dealer's figure.

How the final price is built

Start from the price you agreed with the seller. Add the purchase tax computed on the state's base: in most states the price minus the trade-in, in some the full price. Add the one-time title fee and, if you get new plates, the plate or first-registration fee. Add the registration for the first period, which can cover one or two years, and the county or city fees collected with it. Add an inspection or emissions fee if the state collects it at registration, and the yearly EV or hybrid surcharge if it applies. Add the documentation fee. Subtract the trade-in allowance and any cash rebate applied at signing. The result is the out-the-door price.

Out the door versus "due at signing"

When the trade-in is worth more than the loan on it, the equity lowers the out-the-door price. When you owe more than the trade-in is worth, the negative equity is often added to the new loan: it does not change the taxes in most states but it raises the amount financed. The car payment calculator shows the effect on the monthly payment.

Fees that may come later

In a few states part of the government bill is not paid at signing. A used car can keep the seller's registration until its expiration date, and a yearly property tax can be billed by the town months after the purchase. The calculator lists those amounts as due within the first 12 months so that the out-the-door price stays what you really pay that day, and the ownership cost calculator spreads them over the years you keep the car.

Compare before you visit

Run the same car in two states if you live near a border: the tax follows your home address, not the dealer's, but registration and plates are paid where you register. The doc fee page lists which states cap the dealer's documentation charge.

The 51 jurisdictions side by side

Reference vehicle: a new $35,000 gasoline car of 3,500 lb bought from a dealer, no trade-in, default county. Calculated with each state's engine and data file; state names open the detailed page.
StateTaxes and fees at purchaseOut-the-door price
Alabama$1,005$36,005
Alaska$265$35,265
Arizona$3,621$38,621
Arkansas$2,495$37,495
California$4,249$39,249
Colorado$3,911$38,911
Connecticut$2,477$37,477
Delaware$1,900$36,900
District of Columbia$215 + $875 to $3,500 tax$35,215 + tax
Florida$2,497$37,497
Georgia$2,488$37,488
Hawaii$2,063$37,063
Idaho$2,251$37,251
Illinois$2,941$37,941
Indiana$3,250$38,250
Iowa$2,343$37,343
Kansas$2,841$37,841
Kentucky$2,130$37,130
Louisiana$4,276$39,276
Maine$2,833$37,833
Maryland$3,568$38,568
Massachusetts$2,358$37,358
Michigan$2,628$37,628
Minnesota$3,403$38,403
Mississippi$1,788$36,788
Missouri$3,356$38,356
Montana$426$35,426
Nebraska$3,089$38,089
Nevada$3,605$38,605
New Hampshire$738$35,738
New Jersey$2,590$37,590
New Mexico$1,479$36,479
New York$3,328$38,328
North Carolina$1,180$36,180
North Dakota$1,848$36,848
Ohio$2,862$37,862
Oklahoma$1,684$36,684
Oregon$1,053$36,053
Pennsylvania$2,925$37,925
Rhode Island$2,555$37,555
South Carolina$780$35,780
South Dakota$1,502$36,502
Tennessee$2,568$37,568
Texas$2,594$37,594
Utah$2,849$37,849
Vermont$2,233$37,233
Virginia$1,500$36,500
Washington$4,714$39,714
West Virginia$2,167$37,167
Wisconsin$2,407$37,407
Wyoming$2,425$37,425

Questions buyers ask

What should be on an out-the-door quote?

The selling price, each tax with its rate, the title fee, the registration and plate fees, any county or inspection fee collected by the dealer, the documentation fee, and every add-on with its own price, minus the trade-in and any rebate. A single "fees" line hides what you can negotiate (the dealer’s own charges) behind what you cannot (the government’s).

Which parts of the out-the-door price can I negotiate?

The price of the car, the trade-in value, add-ons such as coatings or etching, and in states without a cap the documentation fee. The purchase tax, title, registration and inspection amounts are set by the state and county and should match the figures in this calculator for your county.

Why is the out-the-door price in Texas higher than the price plus 6.25%?

Because the registration of a new car sold by a Texas dealer covers 24 months, the title and county fees are added, and the dealer usually charges a documentary fee. For a $35,000 car in Harris County the government and dealer charges at purchase come to $2,594, of which $2,188 is the motor vehicle sales tax.

Does the out-the-door price include insurance or the first loan payment?

No. It is what you owe to complete the purchase and put the car on the road legally. Insurance is bought separately, and if you finance the car, the out-the-door price minus your down payment becomes the amount financed, on which interest is charged.

Keep calculating

Official sources behind this page

Published by

Publisher of state-by-state vehicle tax, title, registration and inspection calculators

Fee schedules checked on · Editorial policy · Contact

Estimate only: amounts come from each state’s published fee schedules and tax rates as read on the date shown. Special plates, late penalties, local add-ons a county adopts mid-year and the exact value an agency assigns to a used car can change the bill. Your DMV or county tax office has the final word.

Fee schedules and tax rates for 2026, read on the state agencies’ own pages on